Donate to Oklahoma Watch Daniel Jeffries, Tulsa Oklahoma’s so-called file-and-use system—where insurers apply rates without a regulator’s nod—might be why Oklahomans are paying through the nose for property policies. A 2019 Consumer Federation of America study, penned by insurance watchdog J. Robert Hunter, spotlights California’s prior-approval model, which saved drivers $154 billion over two decades […]
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