J.C. Hallman’s reporting exposed the truth behind Oklahoma’s soaring homeowners’ insurance costs, revealing that hail and storms aren’t the real culprits. His investigations revealed that weak oversight, lenient regulations, and industry-friendly policies have enabled insurers to raise rates to the nation’s highest levels, resulting in thousands of dollars more for Oklahomans each year.
Through continued coverage, Hallman illuminated how Oklahoma’s file-and-use system leaves consumers unprotected, compared it to stronger safeguards in other states, and held public officials accountable for inaction. His reporting prompted renewed scrutiny from state leaders, including public pressure from the attorney general and interim studies in both the House and Senate, pushing for reforms that could finally bring fairness and transparency to homeowners’ insurance in Oklahoma.
Lawmakers, AG Challenge Insurance Commissioner’s Competitive Market Claims
As officials bicker over Oklahoma’s homeowners insurance market and lawmakers contemplate new legislation, Oklahoma Watch investigates measures of market concentration and digs into legal history to uncover why competition has…
Drummond Takes Mulready to Task Over Homeowners Rates
Attorney General Gentner Drummond sharply criticized Oklahoma Insurance Department Commissioner Glen Mulready in an Aug. 12 letter over stewardship of the state’s only regulatory safeguard against out-of-control rate hikes.
The Rates of Wrath
A 2019 Consumer Federation of America auto insurance study reveals that California’s prior-approval regulatory framework outperforms Oklahoma’s file-and-use framework, costing Oklahomans billions.
Oklahoma Has Nation’s Highest Average Homeowners Insurance Premiums
Oklahoma Insurance Commissioner Glen Mulready continues to misrepresent Oklahoma’s insurance model, masking statutory quirks that fetishize free market economics and cost Oklahomans millions of dollars.
Hail No! Hail Storms Do Not Explain Oklahoma’s Outrageous Homeowners’ Insurance Rates
Media accounts parrot the Oklahoma Insurance Department’s claim that the state’s extraordinarily high homeowners’ insurance rates are attributable to hail damage. But the data doesn’t support that explanation.